Impact of Changes to Federal Student Loan Programs on LGBTQ Adults

Summary

Published Date: March 07, 2025

The Trump administration and Congress are implementing various mechanisms to change the federal student loan program. This study analyzes student loan policies under both the Biden and Trump administrations and examines how changes in the availability and forgiveness of student loans could impact LGBTQ college students. 

Findings: Through a number of different mechanisms, the Trump administration and Congress are working to end the student loan debt relief provided by the Biden administration, reduce the amount of loans available to college and graduate students, and make such loans more costly and less likely to be discharged. These changes will disproportionately impact LGBTQ adults, who are more likely to have student loan debt than non-LGBTQ adults. In particular, curtailing student loan debt relief would disproportionately impact transgender adults, LBQ cisgender women, LGBTQ people of color, LGBTQ people with disabilities, and LGBTQ people who work in the nonprofit sector.