Summary
Summary: Family child care providers in California provide early care and education out of their homes to hundreds of thousands of children. They constitute a critical component of the broader infrastructure for caring for and educating young children and enabling parents to work. Family child care providers are predominantly women of color and often in households with low income. As self-employed small business owners, they are not offered job-based coverage unless it is through a second job or the employer of a spouse or another family member. As a result, compared to other full-time workers, family child care providers are less likely to have job-based coverage and more likely to have insurance through Covered California or Medi-Cal, or to be uninsured. Many family child care providers—with or without insurance—report delaying or not getting the care they need, often due to affordability concerns
This blog post outlines the assistance offered by the recently-established Child Care Providers United California Workers Health Care Fund, summarizes recent findings from a David Binder Research/ California Health Care Foundation survey that underscore the need for this new health care investment for family child care providers, and discusses how the program will improve affordability for providers and benefit California as a whole.
2021 California Health Interview Survey data on insurance coverage are used in this analysis.
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